Before you pay
What the Wallet Costs
The wallet fee and a refund
The bill, before the fee.
Leave empty if nothing is refunded.
Enter the payment and the fee appears here.
Is the terminal’s currency offer worth taking?
Dynamic currency conversion is the terminal offering to charge your home currency instead of yuan. Type both amounts in the same currency, both for this same bill.
What the same bill costs if the issuer converts it.
Enter both amounts and the comparison appears here.
Where the ¥200 line comes from
The wallet waives its fee under ¥200 and charges 3% on the whole payment above it, so a payment just over the line costs more than the extra yuan in it. The published single-payment and monthly caps disagree between pages.
- Weixin Pay help centre — international cards: https://help.wechat.com/cgi-bin/micromsg-bin/oshelpcenter?Channel=helpcenter&id=2307252mur7f2307257zfyfe&lang=en&opcode=2&plat=ios
- Chaoyang District — overseas cards on Weixin Pay and Alipay: https://english.bjchy.gov.cn/overseas-bank-cards-accepted-weixin-pay-and-alipay
Last verified 27 Sep 2026.
The Chaoyang page was read on this date and states the rule above in those terms. The Weixin Pay help page renders its answer in the browser, so it is linked rather than quoted — open it to read the same line from the first party.
The line is ¥200. The waiver is published as “under ¥200” and the fee as “above ¥200”, so ¥200 exactly is the one amount that sentence does not place on either side. That is why the calculator says so when it lands there.